Disclosure: I'll start out with the intent of touching on being proactive rather than reactionary in regards to risk management....but we'll see where we end up!

This blog idea came to me while I was driving through middle-of-nowhere West Texas. I have always noticed the growing prevalence of people feeling they are owed things and the increasing lack of common sense in this world, but never really said anything to more than just my friends. In late October, I was passing through a small po-dunk country town and noticed that the community pool had already been drained for the winter. Of course, in good small-town country fashion, all that was left was a deep empty cement hole. My first thought was thinking how refreshing it was to see that! You mean kids and adults are actually smart enough out here to realize that there is no water in there...so if you jump in you can actually hurt yourself?

Now, granted, I do know accidents happen and the community did have a relatively high metal fence surrounding the pool area so don't worry too much. I also know that covering your pool is being "proactive" and I realize why many people cover their pools. It was just a good feeling to remember what common sense looked like and all the old memories of learning things the "hard way" that created that proactive method of reason! You know you touch the stove and it burned you, so you learned to hold your hand over it first...or how bout the time you left a pack of gum in your jeans and put them through the wash. Then got to spend the next hour trying to pick gum off of everything! Or how about you ate grilled chicken for the first time...realized it was so much better fried...so now you just fry everything first! The infamous McDonald's coffee law-suit also comes to mind.

My point is when we walk through the doors we are committed to helping our clients take a common sense approach to risk and compliance. Educating our customers about doing things not just for the sake of compliance but for the sake of the growth of their businesses.